real estate trustee office dubai

Lease-to-Own Contract Amendment Services in Dubai

Official Modification of Lease-to-Own Contracts Through the DLD

EGSH, as an authorised Real Estate Registration Trustee Centre, processes all types of Lease-to-Own (Delayed Sell/Oqood) contract amendments directly through the Dubai Land Department (DLD).

Through EGSH, clients update contract details securely within the DLD system, ensuring that revised payment terms, dates, amounts, or legal information are recorded in the official provisional real estate register. All updates are processed in accordance with DLD regulations and are required for the amended contract to have legal effect.

Why choose EGSH:

  • Authorised DLD Real Estate Registration Trustee Centre
  • Full support for all Lease-to-Own and Oqood contract amendments
  • VIP service with no queues
  • Fees limited to officially regulated government charges

Most Lease-to-Own contract modifications are completed during a single visit, with amended documents issued electronically through the DLD’s secure system.

Official Modification of Lease-to-Own Contracts Through the DLD

How to Modify a Lease-to-Own Contract in Dubai

Four Steps to Complete Your Lease-to-Own Amendment

01

Visit EGSH

Visit our authorised Real Estate Registration Trustee Centre during working hours—no prior appointment is required. You may also book your visit online for a convenient time.

02

Submit the Required Documents

Provide the bank’s lease letter, identification details, trade licence (if applicable), and any supporting documents related to the amendment. EGSH reviews the file to confirm compliance with DLD requirements.

03

Contract Amendment Processing

EGSH enters the amendment request into the official DLD system, updates the contract details, and ensures all information is accurately recorded in the provisional real estate register.

04

Receive the Updated Contract

Once processed, you receive the amended Lease-to-Own e-Contract or updated provisional registration certificate issued electronically by the Dubai Land Department.

Visit EGSH for VIP Service Without Queues

You can stop by EGSH during working hours without an appointment or book your visit at a time that suits you best.

Address
Art of Living Mall, Al Barsha 2, Dubai

Operating hours
Monday–Saturday: 9:00 am–5:00 pm
Friday: 9:00 am–12:00 pm; 2:00 pm–5:00 pm
Sunday: Closed

Call +971 4 612 1810WhatsApp

Documents Required for Lease to Own Amendment

Provide the Required Documents for Lease-to-Own Contract Modification

For Individuals

A lease letter issued by the bank indicating the lease amount and the start and expiry dates, a valid Emirates ID or a passport copy for non-resident foreigners. A Power of Attorney (PoA) is required if a representative submits the request.

For Sole Establishments

A valid trade licence, Emirates ID for identification (no copy required) or passport copy for non-resident foreigners, and a Power of Attorney if the amendment is submitted by an authorised representative.

For LLC and Corporate Entities

Trade licence with parties and lineage page, certificate of job title, Memorandum of Association with annexes (attested and legally translated into Arabic), and a PoA or notarised board resolution if represented by an authorised signatory.

Additional Requirements (If Applicable)

Any supporting documentation issued by the financing entity or bank related to the lease amount or term being amended, ensuring the changes comply with DLD rules for Lease-to-Own contract modifications.

About EGSH

EGSH — Emirates Government Services Hub — is the UAE’s first VIP centre, consolidating key government services under one roof. Established under the patronage of H.H. Sheikh Mohammed Bin Maktoum Bin Juma Al Maktoum, EGSH provides convenient access to official procedures for UAE nationals and expats. Aligned with Dubai’s «Zero Government Bureaucracy» initiative, EGSH helps clients save time. Most services are completed in a single visit.

H.H. Sheikh Mohammed Bin Maktoum Bin Juma Al Maktoum

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Why Modify Your Lease to Own Contract Through EGSH

Fast, Compliant Contract Amendments

VIP Service

Personal assistance and priority processing with no queues.

Affordable Fees

Official government rates with transparent, fixed pricing.

All Services in One Place

Comprehensive range of UAE government services under one roof.

One-Visit Completion

Most procedures are completed in a single visit to the centre.

What Is a Lease-to-Own Contract Amendment in Dubai

A lease-to-own contract amendment is a Dubai Land Department (DLD) procedure that updates an existing lease-to-own (Delayed Sell) agreement recorded in the provisional real estate register. Amendments may relate to the contract amount, lease term, financing details, provisional registration data, or the usufruct-based lease-to-own structure agreed between the lessee and the financing entity.

This procedure is governed by the legal framework regulating real estate registration in Dubai, including Law No. (7) of 2006 on Real Property Registration, Law No. (13) of 2008 on the Interim Real Estate Register, and the DLD’s official controls for modifying provisional registrations. Under these rules, any change to a registered lease-to-own agreement must be formally recorded through an authorised Registration Trustee Centre.

Once processed, the amended details replace the previous entry in the provisional register, ensuring that the contract remains legally valid and accurately reflects the updated terms. Amendments are required whenever financial terms, duration, or essential contractual conditions change; otherwise, the modification has no recognised legal effect before the Dubai Land Department.

When a Lease-to-Own Contract Amendment Is Required

A lease-to-own contract amendment is required whenever the terms previously recorded in the Dubai Land Department’s provisional real estate register no longer match the updated agreement between the lessee (tenant) and the financing entity. Under DLD regulations, any material change must be formally submitted through an authorised Registration Trustee so that the revised terms carry legal effect.

Amendment is typically required in the following situations:

  • Changes to the Lease Amount or Payment Structure — When the financing entity adjusts the rental value, instalment amounts, or overall financial terms of the arrangement.
  • Changes to the Contract Duration — If the lease term is extended or reduced, the new duration must be recorded with the DLD.
  • Updates to Provisional or Usufruct Lease-to-Own Details — When amendments affect the provisional registration, usufruct-based structure, or conditions included in the original Oqood record.
  • Corrections or Administrative Updates — When parties need to correct recorded information or update authorised representatives, company details, or supporting documents.

Failure to register the amendment means the change is not legally recognised by the Dubai Land Department and cannot be relied upon in any subsequent procedure.

Procedural Features of Lease-to-Own Contract Amendment in Dubai

Amending a lease-to-own contract follows a regulated procedure established by the Dubai Land Department. Key procedural features include:

Amendments Submitted Only Through Authorised Channels
All lease-to-own modifications must be processed through a DLD-authorised Real Estate Registration Trustee Centre. Amendments cannot be made directly by individuals, banks, or developers without official submission.

Mandatory Bank or Financing-Entity Confirmation
Any change to the lease amount or contract term must be supported by an official letter issued by the financing entity, confirming the updated values and dates.

Document Verification Through the Digital Safe
PerDLD procedures, all documents are uploaded via the Digital Safe system, allowing the Registration Trustee to verify authenticity before entering the amendment request.

Real-Time Entry Into the DLD System
Once verified, the amendment is entered into the DLD registration system, reviewed by an auditor, and processed in accordance with the rules governing provisional real estate records.

Immediate Fee Calculation and Payment
Applicable government fees—including percentage-based charges for value amendments and fixed fees for term amendments—are calculated automatically through the DLD system and must be paid through authorised payment channels such as e-Pay or Noqodi.

Electronic Issuance of Updated Contract Records
Upon completion, the DLD issues the amended Lease-to-Own e-Contract, updated title or provisional certificate, or other relevant outputs, delivered electronically to the customer.

These procedural controls ensure that all modifications comply with Dubai’s real estate registration laws and remain enforceable throughout the instalment period.

Key Requirements for Lease-to-Own Contract Amendment

The Dubai Land Department applies specific requirements when processing amendments to a lease-to-own contract.

Identity and Authority Verification

The lessee or authorised representative must appear in person at the Registration Trustee Centre. UAE nationals present their Emirates ID for identification only (no copy is submitted), while non-resident foreigners must provide a valid passport copy. Representatives must hold a legally notarised Power of Attorney.

Financing Entity Documentation

Where the amendment concerns the lease amount or the contract term, a formal lease letter from the bank or financing entity is required. This letter must clearly state the amended amount, the updated start and expiry dates, and any relevant conditions.

Valid Licensing for Establishments

For sole establishments or LLCs, a valid trade licence must be provided, together with corporate documentation such as the Memorandum of Association, job-title certificates, and—where required—a notarised board resolution authorising the amendment.

Document Authenticity and Completeness

All required documents must be complete and free of deficiencies prior to submission. Under the DLD procedure, required documents are uploaded and verified through the Digital Safe system before the amendment request is entered.

These requirements ensure that each amendment is legally enforceable and accurately updates the contractual relationship between the lessee and the financing entity.

Any changes to rent-to-own contracts require updated lease to own registration via Oqood.

DLD Fees for Lease-to-Own Contract Amendment

The fees for modifying a lease-to-own contract in Dubai are calculated based on the type of amendment submitted. All charges are determined by the Dubai Land Department and must be paid through authorised payment channels.

Amendment of Contract Amount

When the amendment involves a change to the lease amount or financing value, the applicable fee is 0.25% of the increase in the mortgage or lease amount (AED 10 Knowledge Fee + AED 10 Innovation Fee applied per drawing).

Amendment of Contract Term

When the modification relates to the contract duration, the following fee applies: AED 1,000 (AED 10 Knowledge Fee + AED 10 Innovation Fee applied per drawing).

Service Partner Fees

Additional fees apply in accordance with DLD-approved partner charges: AED 2,000 for amendments involving an increase in the mortgage amount (plus VAT); AED 300 for amendments involving a change in the mortgage period (plus VAT).

Payment Channels

Fees must be paid through authorised DLD methods, including ePay, Noqodi, and manager’s cheque payable to the Dubai Land Department.

These fees are fixed according to the Dubai Land Department and apply to all amendment types processed through an authorised Real Estate Registration Trustee Centre.

Where to Complete a Lease-to-Own Contract Amendment in Dubai

Lease-to-own contract amendments can only be completed through channels authorised by the Dubai Land Department. All updates to the provisional real estate register must be submitted and processed through a DLD-accredited Real Estate Registration Trustee Centre, ensuring that the amendment is legally recognised and recorded correctly.

As an authorised Registration Trustee Centre, EGSH handles the entire amendment procedure on behalf of individuals, establishments, companies, and financing entities. Our consultants review the supporting documents, verify the financing letter, confirm authorisation, and enter the amendment request directly into the DLD system during your visit.

All amendments are processed electronically through the DLD’s secure registration platform, and the updated lease-to-own e-Contract or provisional certificate is issued digitally once the procedure is completed.

Real Estate Registration Trustee Consultant at EGSH

Explained by

Muneer Juma Al Balushi

Real Estate Registration Trustee Consultant at EGSH

Muneer Juma Al Balushi has six years of experience in the real estate registration system of the Dubai Land Department, specialising in supporting clients with accurate, secure, and legally compliant property registration.

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Frequently Asked Questions About Lease-to-Own Contract Amendment in Dubai

When is a lease-to-own amendment required?

An amendment is required whenever any essential contractual term changes — such as the lease amount, payment value, contract duration, or details recorded in the provisional register. If not formally amended, the change has no legal effect before the DLD.

Can I change both the amount and the duration in the same amendment request?

Yes, but each type of change is subject to its own fee structure. Amount amendments are charged at 0,25% of the increase; term amendments carry a fixed AED 1,000 fee. Partner fees also apply, depending on the amendment type.

Does the financing bank have to issue a letter for the amendment?

Yes. Any amendment involving the lease amount or contract term requires a formal lease letter from the financing entity. The DLD will not process the amendment without this document.

Who is authorised to submit the amendment?

The lessee (tenant), authorised representative, or—if applicable—the company’s authorised signatory. Representatives must provide a notarised Power of Attorney or board resolution.

Can companies amend their lease-to-own contracts?

Yes. Sole establishments, LLCs, and foreign or GCC companies may amend lease-to-own agreements, provided they submit the required corporate documents, including the trade licence, Memorandum of Association, and authority documents.

How long does the DLD take to process a Lease-to-Own amendment?

The standard processing time is 10–15 minutes at a Registration Trustee Centre, provided all documents are complete, and the payment is made through an authorised channel.

Will I receive a new lease-to-own contract after the amendment?

Yes. Once the amendment is processed, the DLD issues an updated lease-to-own e-Contract or provisional registration certificate reflecting the revised terms.

Does the amendment affect future ownership transfer?

Yes. The DLD relies on the amended provisional record when completing the final title transfer after full settlement. If amendments are not formally registered, they cannot be recognised in any future transaction.

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